9 Things Middle Class Americans Can No Longer Afford


Rising healthcare costs, including insurance premiums, deductibles, and out-of-pocket expenses, make it challenging for many middle-class families to access quality healthcare services without financial strain.

Higher Education

The cost of college tuition and fees continues to skyrocket, making it difficult for middle-class families to afford higher education without accumulating substantial student loan debt.


Affordable housing options are becoming scarce in many areas, with rents and home prices outpacing income growth for middle-class households.


The cost of childcare has risen significantly in recent years, putting a strain on middle-class families with young children who need reliable and affordable care while parents work.

Retirement Savings

Many middle-class Americans struggle to save enough for retirement, as stagnant wages and increasing living expenses make it difficult to set aside adequate funds for the future.

Quality Food

Access to nutritious and high-quality food can be expensive, especially for middle-class families who may have limited options in their local area or face higher prices for healthier food choices.


The cost of owning and maintaining a car, as well as expenses related to public transportation, can be burdensome for middle-class households, particularly in areas with limited or inadequate transportation options.

Emergency Savings

Building up emergency savings is essential for financial stability, but many middle-class Americans struggle to set aside enough money for unexpected expenses due to competing financial demands.

Leisure Activities

The rising cost of entertainment, vacations, and other leisure activities can make it challenging for middle-class families to afford regular opportunities for relaxation and enjoyment.